Free, honest loan guidance
The right loan, from the right lender — at the lowest rate you qualify for
Home loans, loan against property, business, personal, gold and car loans from leading banks and NBFCs. Compare real offers with free expert guidance, not teaser rates.
- Loan products
- 6
- Expert guidance
- Free
- Callback promise
- 24 hrs
- Service
- End-to-end
Get a call back in 24 hours
Start with a free eligibility check — no documents needed yet.
Loan products
Financing for every milestone
Six product lines, one application. Every product is sourced across multiple lenders so the rate you see is the market competing for you.
Home Loan
Turn the key to your own home. Up to ₹10 Cr, tenure up to 30 years.
Loan Against Property
Unlock the value locked in your property. Up to ₹15 Cr, tenure up to 20 years.
Business Loan
Fuel your next stage of growth. Up to ₹2 Cr, tenure up to 10 years.
Personal Loan
Money for every milestone, in days. Up to ₹50 L, tenure up to 7 years.
Gold Loan
Your gold, working for you. Up to ₹1 Cr, tenure up to 3 years.
Why Infobeans Technologies
A loan consultant who works for you
Lenders have sales targets. We have you — our job is to make the market compete for your loan, then get it sanctioned fast.
One application, every lender
Share your profile once. We negotiate with banks and NBFCs competing for your business and bring you the best offers side by side.
Honest, transparent advice
No hidden charges, no commission-driven pushing. We explain every rate, fee and clause before you sign anything.
End-to-end paperwork
From document checklists to legal verification and disbursal follow-up, a dedicated manager handles the running around.
Data you can trust
Your documents are shared only with lenders you approve, over encrypted channels, and never sold to third parties.
Plan your loan
EMI calculator
Move the sliders to see your monthly instalment and exactly how much of it is interest.
Indicative calculation for a reducing-balance loan. Your actual EMI depends on the lender's final rate and schedule.
Your monthly EMI
₹26,992
Principal amount
₹30 L
Total interest
₹34.78 L
- Principal
- ₹30,00,000
- Total interest
- ₹34,78,027
- Total payable
- ₹64,78,027
How it works
From enquiry to disbursal in three steps
A simple, transparent process — you always know where your file stands.
Step 1
Share your requirement
Tell us the product, amount and tenure. A specialist calls you back within 24 hours — no documents needed to start.
Step 2
Compare real offers
We take your file to multiple lenders and bring back comparable offers, with every rate and fee explained in plain language.
Step 3
Sanction and disbursal
You pick the offer. We complete the paperwork, follow up with the lender and stay with your file until the money reaches your account.
From the blog
Learn before you borrow
Credit Health
How your credit score affects your loan interest rate
A 40-point difference in your CIBIL score can move your personal loan rate by 2% or more. Here is how lenders read your score and what actually moves it.
12 October 2026 · 6 min read
Loan Basics
Home loan vs loan against property: which is right for you?
Both are secured by property and offer long tenures — but they serve very different needs. A plain-English comparison of cost, tax treatment and use cases.
28 September 2026 · 5 min read
Application Guide
Documents checklist for a quick loan approval
Most loan delays are paperwork delays. Keep this checklist ready before you apply and cut your approval time from weeks to days.
10 September 2026 · 4 min read
Questions
Frequently asked questions
Do you charge a fee for your service?
Our loan advisory is free for borrowers — we are compensated by lender partners on disbursal. Any lender fees (processing, valuation, legal) are always disclosed to you upfront, in writing.
How long does a loan take to get sanctioned?
Personal and gold loans are often sanctioned within 24–72 hours. Home loans and loans against property typically take 7–15 working days after documents are complete, including legal and valuation.
What credit score do I need?
A score of 700+ gets you the best rates on most products. Between 650 and 700 approval is likely at slightly higher rates. Below 650 we can often still help through select NBFCs or by structuring a co-applicant file.
Can I transfer my existing loan to a lower rate?
Yes. A balance transfer works for home loans, personal loans, LAP and car loans. We compare your current rate against today's offers and check whether the interest saving covers the transfer costs.
Are you a bank or an NBFC?
Neither. We are a loan facilitation platform — a channel partner to leading banks and NBFCs. Your loan is sanctioned and serviced by the lender; we make sure you reach the right one with a complete file.
Is my data safe when I apply online?
Yes. Your details travel over HTTPS, are stored securely, and are shared only with lenders whose offers you choose to pursue. You can ask us to delete your data at any time.
Ready to get started?
Apply online in two minutes, or partner with us as a DSA and earn by connecting borrowers to lenders.